Our law firm represents consumers by defending them against unlawful debt collection suits and practices*. Many consumers find themselves overwhelmed by credit card debt and/or other debts owed to creditors, who are pursuing them on their own behalf, through debt collection companies or through debt collection attorneys.
When creditors and debt collectors attempt to collect debts from consumers, they must comply with certain state and federal laws. Such laws may include the Fair Debt Collection Practices Act and the Georgia Fair Business Practices Act. Our firm is prepared to advise you as to whether these creditors/collectors and their practices are in compliance with your rights and both state and federal law.
Our firm is prepared to advise you as to what, if any, remedies, actions or defenses you may have against these creditors/collectors.
Many consumers are surprised to receive or be served by legal process by collection agencies or collection attorneys on prior valid or invalid debts. Our firm is prepared to defend you against such suits and potentially turn the tide against the collectors and collection attorneys by utilizing the above-noted state and federal rights belonging to the consumer in this area of the law.
If you are in fact served with a suit by a creditor, collection agency or collection attorney, we strongly advise that you seek legal counsel as soon as possible. Whether you seek out our firm or another firm, you have certain rights and defenses against such litigation. Failure on the consumers’ part to seek out legal assistance may result in default judgments against the consumer, followed by a number of means of collection of that judgment through garnishment of wages, taking of personal property and other post judgment collection activities.
Our firm cannot overemphasize the importance of seeking legal counsel in such instances as the long term effects against you are potentially even more disastrous than any amount of debt that you may have validly owed to a creditor to begin with.
*Please note that this office is not a bankruptcy firm nor are we bankruptcy attorneys.
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